Potential Interest Savings
Payoff Acceleration
This is an estimate only. Actual results vary.
A First Lien strategy uses a first-position home equity line of credit (HELOC) as the primary mortgage. When paired with responsible cash flow management, some homeowners may reduce interest costs and accelerate their payoff timeline.
No. The calculator is an educational tool designed to illustrate potential outcomes. Savings are not guaranteed and will vary from homeowner to homeowner.
Using the calculator does not impact your credit score. A credit inquiry would only occur if you choose to proceed with a lender application.
You may be invited to watch the educational training, receive a personalized analysis, and connect with a qualified lending professional to discuss your options.
The calculator provides estimates based on the information entered. Actual results vary depending on interest rates, spending habits, available equity, loan terms, and individual financial circumstances.
Qualification depends on factors such as credit profile, available home equity, income, debt obligations, and lender requirements. After reviewing your results, you can request a personalized qualification review.
No. A First Lien strategy is not suitable for every homeowner. It works best for individuals with strong cash flow, responsible financial habits, and sufficient home equity.
No. The calculator and educational resources are provided to help homeowners make informed decisions. There is no obligation to apply for a loan.
